Step Up for Repeat Homebuyers and Homeowners. Step Up is our statewide program for repeat homebuyers or current homeowners to purchase or refinance a home. Downpayment and Closing Cost Loans. Conventional Loan Options. Skip to Content Accessibility Information. I'm Ready. Our Social Media Channels. We're available on the following channels. The account is subject to application, credit qualification, and income verification; additional evaluation and verification criteria may apply. Your actual APR will depend upon your credit transaction and credit history and will be determined when a credit decision is made.
For questions, please contact us at The index as of the last change date of March 16, , is 3. As of April 24, , margins range from 4. Corresponding variable APRs range from 7. There is no annual fee or prepayment penalty fee. Wells Fargo will pay account-opening fees unless an account opening fee-related service is requested by the customer and not required by Wells Fargo.
Payment for homeowners insurance and, if applicable, flood insurance is required and must be paid by the customer. Relationship discounts: If you don't have an eligible account at the time you open your home equity line of credit, other discounts may be available to you and will require automatic payments from a qualified consumer deposit account.
Contact a Wells Fargo banker for details. Relationship discounts cannot be combined. Credit is subject to approval. Property location and income restrictions may apply, and homebuyer education may be required. Congressionally chartered, shareholder-owned corporations that were created to help support a reliable and affordable supply of mortgage funds.
The down payment and closing costs are low. The FHA doesn't lend money to people. It insures mortgage loans from FHA-approved lenders against default.
Search for an FHA-approved lender here. Find FHA loan products for manufactured mobile homes. Learn more about FHA loans.
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